Tag Archives: commercial equipment leasing

You Are Where You Deserve To Be

Hawaii aaahhh untitledWhat we love about this message is that it challenges us to take responsibility for where we are and for the outcomes we are receiving.

Why don’t we have the things that we want? Ever think it’s because we don’t deserve it?

Of course we don’t. “I deserve what I want. I work harder than the kid driving a Lambo because his dad’s a millionaire. What did he do to get that car? Nothing! Am I right?”

Nope. I don’t deserve the Lambo because I haven’t done what I need to do to get the Lambo. That kid did exactly what he needed to do; he came out of the right lady, and was born into the right family. What he doesn’t have: the opportunity to EARN the Lamborghini… more on that in a bit.

We spend so much time wishing and complaining, that we fail to come to grips with the fact that we have everything that we deserve to have. We’re as happy as we should be because our attitude and outlook on life determines our happiness.

We’re as successful as we deserve to be because we’ve put in the amount of work that determines the amount of success we’ve achieved. We’ve also risked and sacrificed what is necessary to be where we are. No more successful, and no less successful than we are right now.

We’ve done what’s necessary to be where we are at this very moment. We HAVEN’T done what’s necessary to achieve everything we want to achieve. Otherwise, we’d be there.

Now what about the spoiled rich kid driving that Lambo… Why shouldn’t we be ticked off at him from being born with a silver spoon while we have to work our butts off for everything we want? Or what about our friend who has had everything go their way in life; don’t we have the right to be mad at him?! We’re slaving away here, and he’s off in South America living the good life, that lucky son of a gun.

Yah, we have that right if we want to be a sour, jealous, shadow of a human being for the rest of our lives… on second thought, no we don’t have that right. But we do have an opportunity. A great opportunity.

The kid with the Lambo and the silver spoon will never have the greatest opportunity a person can ever have: the chance to elevate their status, to work hard, and to EARN. I have this opportunity. This gift. This blessing. And so do you.

We can be sour, mad, and jealous of our friend who’s had some good breaks. But will he feel the same towards us when we achieve our success? Probably not.

So where do we stand?

Exactly where we deserve to be standing.

Success, no matter how you define it isn’t a right. It’s something that has to be earned. Wherever we are right now in life is where we deserve to be.

Sometimes it sucks to say this because some very hard working and deserving people don’t get the breaks that others get. Sometimes this leads to a change in attitude or a break in their faith. The shaken faith can lead to a lack of hope. The lack of hope can lead to poor decision making, which can lead to more bad breaks ending in a life that had promise, but was never realized.

We are never put under circumstances that we can’t handle. Believe it? 

If you do, when times get tough and life seems unfair, you’ll know that you can handle it. That no matter how dark life gets, it’s nothing but a passing phase. Like the night is before daybreak. The darkness will always pass if you’re strong enough to stand through it.

If you don’t believe it. If you instead become angry that life isn’t going your way. If you resent other’s success and hate the world for the lack of your own, the darkness will never cease until you decide to change how you view it.

Yes, we are where we deserve to be. Even more, we are where we’re supposed to be.

No higher. No lower. thanks Joel brown

Only you can create the change that will determine the most important position: where you end up.


Trends in Financing Your Business In 2011..Trends change as time passes by and for business owners

Trends change as time passes by, and for business owners, being aware of these changes is an essential step to stay on top of the market. In this article, let’s talk about the trends in business financing for the year 2011

Angel Investment

Angel investors can be individuals or independent groups that are looking for promising businesses to invest in. Angel Investors became very popular in the late 90s and since then, has continued to be one of the most recognized means of business financing, particularly with
small business enterprisers.

Equipment lease financing
Equipment leasing is one of the most preferred ways of business financing not only for small businesses but even for big and established businesses. Through leasing, having a limited working capital does not have to be a big hindrance in bringing those bright business ideas to life. Because a lease is paid in instalment, a business owner is given the opportunity to obtain all devices or machines needed for the operations without a lot of upfront cost.

Supplier Credit
Many wholesale suppliers offer credit to their small business clients especially if they can present an impressive credit standing. Do inquire from prospective vendors who can supply you with your needed materials and stocks if you can be extended credit.

SBA Loans
If you are having difficulty getting approved for a bank loan or commercial loan, you can seek assistance from the Small Business Administration (SBA). By being backed-up by the SBA, it will be easier to get an approval from your chosen lender. However, take note that the SBA has its own standards in reviewing business loan applications.

Business Credit Cards
Today, an increasing number of business owners are recognizing the advantages of using credit cards for small business. Instead of using their personal credit cards, they are using business credit cards to separate their personal and business accounts, and to build business credit history. In the long run, having a solid business credit will be a huge factor in the future growth of a business and one of the easiest ways to build credit is to use a credit card for business.

Bank Loans
Even today, many small business entrepreneurs still prefer the traditional method of business financing. Why? This is because banks usually offer a larger sum of financing compared to commercial lenders. For homeowners who are willing to use their homes as collateral, a secured business loan gives them the chance to get the financial support they need to start their businesses with lower interest rates and longer repayment period.

Heavy Equipment Leasing Advice..If you are considering leasing the heavy equipment

Heavy Equipment Leasing Advice

If you are considering leasing the heavy equipment that you need for your business – you are not alone. The majority of heavy equipment that is in operation today was obtained under a leasing agreement. Leasing your heavy equipment can allow you access to the equipment you need without being out a huge amount of money upfront. Heavy equipment leasing also has great tax ramifications – in certain instances you can deduct the entire expense of leasing as a business deduction, or either deduct the interest your pay and the depreciation of the piece of equipment to reduce the amount of tax you owe each year. Leasing your heavy equipment can also give you the ability to acquire updated equipment as technology is upgraded.

No matter what size of business you are operating, heavy equipment leasing can be a great way to obtain the heavy equipment that your business requires without a huge investment of your own capital. Having the right heavy equipment in place can go a long way towards maximizes both your profits and your business’ productivity. Educating yourself well in advance of going into an equipment lease about the type of heavy equipment would best suit your needs and what leasing options are available to you will help ensure that you are pleased with both your choice of equipment and your choice of leasing companies.

By getting to know your equipment options, you will be better able to make a determination of what type of heavy equipment leasing option best suits your needs. Have several different machines and models in mind, and compare the pros and cons of each. Keep in mind that price does not always determine the quality of the heavy equipment that you are interested in. Research the safety features of each model, and the frequency of repairs that the model of heavy equipment you are looking at is historically known for. By comparing several models, you should be able to eliminate those models that have options or features that are not needed for the proposed applications and uses you have planned for the heavy equipment – and therefore reduce costs.

Once your heavy equipment wants and needs have been established, you can move on to determining how much money you want to be out, what type of leasing you will obtain and what the lease will cover, and also how you will fit your lease payments into your any budget you have established. You should look for a leasing company that gives you the flexibility of being able to change your leasing agreement if your business needs and requirements change – including leaving open the options to pay out of your heavy equipment lease earlier than anticipated if needed without paying penalties and fees. It is best practice to only deal with companies that have great customer service and who want to work with you to find solutions to your business needs that you can afford. You should also deal only with leasing companies that are easily reached by telephone, both before and after you sign your heavy equipment lease.

Technological Benefits of Equipment Leasing.Technology provides a needed and powerful edge in business

Technology provides a needed and powerful edge in business; the following points examine those benefits and let you decide how these benefits provide you with the needed edge in business. An equipment leasing arrangement provides you the edge you need without running the expensive costs associated with purchasing state-of-the-art equipment.

Wider Options, Lesser Costs – With an equipment leasing arrangement you are free to select your choice of equipment without paying the full price. This advantage also comes with the fact that most business equipment leasing companies will often handle everything from the maintenance to the deployment of their equipment. Your company can save the costs associated with the equipment as the leasing company usually gets price cuts on equipment and related services since they buy in bulk.

State-Of-The-Art Equipment – When a commercial equipment leasing company provides your business with equipment they provide the best. They do this because unlike your

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Heavy Construction Equipment Leasing- Advantages and Finance Options. To keep money free up in terms of the company’s line of credit….

Equipment leasing is a simple solution to grow your business with an ever changing economy. You can lease any and every type of equipment. In this article, emphasis will be on heavy construction equipment leasing.

To keep money free up in terms of the company’s line of credit, leasing is cheapest and best option for construction companies. So cash will be available in case of financial emergency or any other time of need. It is the most beneficial managerial and financial strategy to conserve working capital for any company. It resolves issues related to cyclical and seasonal fluctuations by slotting your payments into the months when your business’ sales are on peak. Furthermore, a lot of companies in construction opt for leasing as a good alternative in acquiring equipment to buying. There are advantages of heavy construction equipment leasing, which are:-

1.Your have a stable cash flow.
2.Assets are well managed.
3.Up gradation of Equipments can be done easily.
4.Customized payment

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Who can blame the government for using lease financing more and more…

When we think of leasing and equipment financing we think of the private sector, with companies using lease strategies as an effective overall alternative strategy.

However many municipal, provincial and federal government entities employ equipment financing for a number of different reasons.

Many times municipalities finance in this method to avoid statutory debt obligations.  The federal and provincial governments lease millions of dollars of computer technology every year. In many cases they could purchase the equipment outright through funding but they opt to lease due to the ability to avoid obsolescence and to allow uses to upgrade to newer generations of technology. The same goes now for other assets including fitness equipment. As governments struggle to reshuffle priorities they will finance more and more equipment, there seems to be no alternative. Here is Surrey BC we see the direct impact of this through massively underfunded school districts. The economic funding model from

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How to Choose Your Business Equipment Lease Partner. Do you know the factors that should you should consider before making a choice? Here are some recommendations:

Having decided to get equipment lease financing, do you think you’re ready to find a lease partner for your business? Do you know the factors that should you should consider before making a choice? Here are some recommendations:

Reliable Service. Finding a lease company that you can rely on is a crucial aspect when doing your search. Your equipment lease partner should be ready to help you not only during the processing of your lease application, but even beyond that.

Pick a lease provider who can get you the devices you need and give you complete support as well such as with the installation and maintenance of your leased equipment. Interview other businesses that belongs to the same industry as you do and know what they have to say about different leasing firms. From their experiences, you can discover which leasing company has the best reputation?

Smooth Lease Processing. An equipment lease company that has been giving excellent service for a long time will certainly process l

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5 steps to negotiate your next business equipment lease.

5 Steps to Negotiate Your Business Equipment Lease

Loaning money is becoming more and more difficult. Small businesses seeking finances are seeing how difficult it is becoming and the increased requirements just to get credit checked. Lenders are taking a much harder and closer look at which businesses they will finance. In the information below you will find five steps to negotiate your business equipment lease and what every owner should consider when applying for a lease.

Step 1: Know the difference between want and need
For business owners, big and small, it is important to understand what your company needs to be effective and continue to grow capital. And for start-up businesses it is essential to understand what your company needs versus what you want. Create a budget based on that need and look at what you will need in order to fund and/or finance that need. By keeping in mind the “needs” of your company, you will keep yourself from financing the unnecessary equipment.


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Equipment Leasing Blunders That Can Cost Your Firm a Mint

Equipment Leasing Blunders That Can Cost Your Firm a Mint

Rod McHenry, the financial vice president of a document imaging company, thought he had great cause for celebrating. He had signed an unbelievable $370,000 lease proposal covering computer servers, workstations, software and other networking equipment. McHenry believed he had snared an incredible lease rate, capping off weeks of negotiating an acceptable equipment price with the equipment vendor. The proposal guaranteed a lease closing and offered a return of the 2% ‘commitment fee’ paid by McHenry’s company if the leasing company failed to give credit approval within two weeks. Little did McHenry know that signing this proposal would lead his company into the ‘Twilight Zone’ of equipment leasing. Ultimately, his firm would fork out more than $15,000 in legal fees seeking lessor performance, only to learn that the lessor was already insolvent and mired in several similar lawsuits.

Like McHenry’s employer, thousands of U.

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Equipment lease Tips for the credit challenged

Equipment Lease Tips for the Credit Challenged

Are you a business owner trying to find practical ways to finance your business?  If yes, then you must consider business equipment lease financing.  When compared to business loans, applying for an equipment lease is generally easier and the application process, faster than loans.

What do you need to get approved for an equipment lease?  Many leasing companies require the submission of the following documents: financial statements, tax returns, business plan and lease proposal.  Credit history is another major factor to get a lease.  Of course, if you can show good or excellent credit, a lessor will be more confident in your ability to keep up with your lease payments.

Nevertheless, if you have a history bad credit, it is possible to get the equipment lease financing you need.  In this article, let us talk about the steps that you can do to be able to acquire a lease despite having bad credit.

Leasing Programs For The Credit Challe

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